Federal Law Mandates $0 Cost Screening.
Section 2713 of the Affordable Care Act (ACA) prohibits private health insurance plans from charging copays, deductibles, or coinsurance for preventive care. This mandate was designed specifically to ensure that financial friction never prevents a patient from receiving life-saving screenings.
The U.S. Preventive Services Task Force (USPSTF) assigns its highest Grade A recommendation for colorectal cancer screening in adults aged 45 to 75. By law, this rating triggers mandatory $0 cost-sharing coverage. If you were billed for a preventive colonoscopy within this age range, your insurer likely bypassed federal law. challenges these 'errors' and secure your refund.
HOW IT WORKS
Three steps to reclaiming your money.
01
The Intake
Upload your Explanation of Benefits (EOB). We identify exactly where your insurer violated federally-mandated zero cost-sharing rules.
02
The Strategy
Our platform cites ACA Section 2713 and USPSTF Grade A guidelines to build a custom, legally-backed appeal letter tailored to your specific denial.
03
The Refund
You receive the final appeal package. All you need to do is sign and send. We help you track the process until your insurer claws back the charge.